Huntington Beach, California, Chapter 13 Attorney
Stuart A. McKenzie, Attorney at Law
Individuals that do not qualify to file for Chapter 7 bankruptcy are not out of options. Chapter 13 is another type of bankruptcy that can be tailored to meet the needs of a consumer who is facing financial difficulties and debt.
I am lawyer Stuart A. McKenzie and I have over 30 years of experience handling Chapter 13 and other bankruptcy issues for clients in and around the Huntington Beach area. I am proud of the fact that throughout the life of our bankruptcy practice, I have helped thousands of clients deal with their bankruptcy matters and regain control of their finances.
Chapter 13 is a specific type of bankruptcy that may be in your best interests if you do not qualify for Chapter 7. For more information or to discuss your Chapter 13 questions or concerns, contact me today to schedule your free initial consultation.
Chapter 13
In a Chapter 7 filing, debt is discharged. In a Chapter 13 filing, debt is repaid. Chapter 13 bankruptcy is generally considered a repayment avenue, allowing you to catch up on the money that you owe to your creditors. With my help, you can create a repayment plan that is then approved by the courts. This type of repayment plan typically lasts for three to five years. In situations where an individual wishes to keep property such as a car or a home, filing for Chapter 13 is the better avenue to explore.
Foreclosure and Chapter 13
If you have received a foreclosure notification or suspect that you may be facing foreclosure, it is possible to deal with the situation and potentially put an end to the foreclosure by taking immediate action. Through a Chapter 13 filing, you may be able to stop foreclosure and help you retain your home. As an experienced bankruptcy attorney, I can review your situation and determine the type of bankruptcy that is right for you.
Contact my Huntington Beach, California, office today to learn more about Chapter 13 and how I may be able to help you. I understand the stress that bankruptcy can cause and am dedicated to standing by you throughout the entirety of your case. I can also help you understand how debt consolidation or credit counseling can help in your situation.
The law firm of Stuart A. McKenzie, Attorney at Law, in Huntington Beach, California, represents clients throughout Orange County, California, in communities such as Anaheim, Irvine, Tustin, Newport Beach, Santa Ana, Westminster, Fountain Valley, Garden Grove, and Costa Mesa.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
